About Novuna Finance
At BJH Windows, we’re committed to making your home improvement journey as smooth and stress-free as possible. That’s why we’ve partnered with Novuna Finance, one of the UK’s most respected and trusted finance providers, to offer unsecured loans of up to £50,000 to help bring your home improvement plans to life.
With over 40 years of experience (formerly known as Hitachi Capital PLC), Novuna has built a solid reputation for supporting homeowners just like you. Their name, meaning "new together," reflects their dedication to helping people move forward confidently, even in a fast-changing world.
Whether you're considering new windows, doors, or expanding your living space, Novuna offers flexible finance options designed to protect your budget and give you peace of mind. With their support, you can start enjoying the benefits of your dream home improvements sooner - without the worry of rising costs getting in the way.
Interest Free Credit
Spread the cost of your purchase over 24 months with interest free credit. Only 25% deposit required. Maximum order value £5,000.00 inc VAT.
| Representative Example | |
|---|---|
| Cash Price | £5,000.00 |
| Deposit | £1,250.00 |
| Amount Of Credit | £3,750.00 |
| Duration of Agreement | 24 months |
| Rate of Interest % | 0% |
| Representative % APR | 0% |
| 24 Monthly Payments Of | £156.25 |
| Total Amount Payable | £5,000.00 |
Buy Now Pay Autumn 2026
16.9% APR Representative
Buy today with nothing to pay for 12 months.
If repaid within the deferral period, no interest is due (£29
exit fee applies). After 12 months, 120 monthly repayments
begin.
20% deposit required. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period.
| Representative Example | |
|---|---|
| Cash Price | £5,000.00 |
| Deposit | £1,000.00 |
| Amount Of Credit | £4,000.00 |
| Interest Rate % (Fixed p.a.) | 16.9% |
| Representative % APR | 16.9% |
| Duration (including 12 months deferral) | 132 months |
| 120 Monthly Payments Of | £76.52 |
| Total Amount Payable | £10,182.40 |
| Settlement Fee | £29.00 |
Load Bearing Interest
Spread the cost with a Low Monthly Payment
Terms available over 123 or 180 months with a 3-month payment holiday.
You can make additional repayments to reduce your loan term and
interest payable. If repaid within the deferral period, no interest is due (£29 exit fee applies). If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period.
| Representative Example | |
|---|---|
| Cash Price | £5,000.00 |
| Deposit | £1,000.00 |
| Amount Of Credit | £4,000.00 |
| Interest Rate % (Fixed p.a.) | 13.9% |
| Representative % APR | 13.9% |
| Duration (including 3-month deferral) | 123 months |
| 120 Monthly Payments Of | £61.23 |
| Total Amount Payable | £8,347.60 |
| Settlement Fee | £29.00 |
| Representative Example (Orders Over £10K – Deferred Interest Bearing Credit) | |
|---|---|
| Cash Price | £10,000.00 |
| Deposit | £2,000.00 |
| Amount Of Credit | £8,000.00 |
| Interest Rate % (Fixed p.a.) | 9.9% |
| Representative % APR | 9.9% |
| Duration (including 3-month deferral) | 180 months |
| 177 Monthly Payments Of | £85.42 |
| Total Amount Payable | £17,119.34 |
| Settlement Fee | £29.00 |
